CA DRE #01496092
FOR BUYERS
If you are in the market to buy a house, you are in the right place. Your dream house is waiting and we can help you get it. We can help you find the perfect home within your budget. We’ll walk you through the entire process, from qualifying to the close of escrow.
THE THREE BASIC REQUIREMENTS A BUYER NEEDS TO MEET ARE:
A minimum of two years of employment within your profession.
A credit score above 620 FICO
Funds to Close. This includes your down payment and closing costs.
1. GET PRE-QUALIFIED
We recommend been pre-approved by a direct lender or mortgage broker before start shopping for your future house. By doing it, it will avoid the frustration of been rejected after having an offer accepted. It would be very difficult to have an offer accepted without having a Pre-Qualification letter.
2. LIST YOUR PRIORITIES
Be generous with yourself. Do a list of what you need and/or what you would like to have in your dream house. List what is most important for you and your family with the option to sacrifice one of two of those features in your list once you find the perfect house.
3. SHOP AROUND
Use the media to look for houses in the area you would like to live. Use the real estate apps specialized in this field. Zillow, Trulia, Realtor, Redfin, etc. This will give you a sense of what is available in the market and its costs.
4. PROPERTY VISITS
We will send you a list of all the properties that meet your criteria as soon as they available for sale. You can also call us with a property address and we’ll find out if the property is available. We also look for any other conditions, we need to be aware of.
5. MAKE AN OFFER
Once you find a home you love, we will meet with you and prepare the offer.
6. PROPERTY INSPECTION
We work with professional home inspectors to ensure your new home is safe and in good condition. They will perform a visual inspection of the following areas: air conditioning, electric panel, appliances, roof, plumbing, and foundation, etc. Inspectors have a broad knowledge of property conditions and are not specialists.
7. CLOSE OF ESCROW
Once all mortgage loan and real estate conditions are met, the buyer is required to send closing cost proceeds to escrow. Escrow will ensure the terms of the purchase agreement are met and work with the mortgage lender to finalize your real estate transaction.
Family Owned Business Since 2006.
Sylmar Homes Realty, founded in 2006, is licensed in California by the Department of Real Estate, license #01496092, and it is a DBA of Excelsior Realty Services, Inc. CA License #01938706. All information here provided is for basic knowledge to prospects purchasing or selling real estate properties in California and not intended to be used for any other purpose.
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